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Siding Damage Assessment

A siding damage assessment is a little like a property inspection. Both will carefully examine your siding and document it’s condition, including any potential damage or problems.
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What You Need to Know About a Siding Damage Assessment

Siding damage assessment is specifically done in order to file a claim with your insurance company. These types of assessments are often done after storms, which is why they are sometimes called a storm damage assessment. During a siding damage assessment, a siding service provider will assess your property with a trained eye, take digital photos, and then work with your insurance company to generate a repair estimate.

Another important time to have a damage assessment done is before you plan to sell your home. Having an assessment will show your potential buyers the value of your home, as well as help you know how much your home should be selling for. You may be able to ask even a bit more for your home if you can show your buyer a solid siding assessment report. To get your free siding damage assessment, contact Storm Guard at any location near you!

Filing an Insurance Claim

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Your insurance covers you in the event that your siding damage is covered by an insured event, such as a storm or vandalism. Before filing your insurance claim, however, you will need to hire a siding professional to assess the damage and give you an estimate on the repairs. This is why you should give Storm Guard a call as soon as damage occurs.

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Filing an insurance claim can be frustrating if you’re not familiar with the process. At Storm Guard, we will work with you and help you avoid mistakes. We also work with your insurance company to generate a fair estimate for repairs.

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Before you file a claim, check your policy to see what kinds of damage are covered. Lack of maintenance is never covered by insurance companies. Be sure to conduct regular maintenance so that when damage does occur, you get the highest possible reimbursement.

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The next step is to assess the damage to your home. You’ll need to know and document the scope of the damage before you start your insurance claim. Storm Guard offers quality siding damage assessments to get your insurance claim started on the right foot.

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Don’t just rely on your insurance adjuster to determine what the repairs will cost - get an expert on your side! There’s no need to get multiple estimates, since your insurance company will just choose the cheapest one. Instead, choose a company known for providing quality services and products, one with a track record of treating people right - Storm Guard!

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Finally, be sure to keep records of all your correspondence and the damage. Take photos, note who said what and when. When you hire Storm Guard, you can trust that we will be right there with you throughout the entire process, ensuring that things go as smoothly and efficiently as possible. In fact, you may notice that your repairs get done faster than people who try to do everything themselves.

Siding Health Assessment

When a professional comes to do a siding health assessment, we will check for a list of warning signs and damage. You can and should also check your siding yourself several times a year. By catching the following issues early, you may be able to prevent more severe damage down the road.

Check for Cracks
Check for cracks and dents in the siding. This can come from hail or debris.
Look for Buckling
Look for buckling planks or lifting edges. This could be indicative of water damage.
Check the Seams
Look to see if the seams of your siding are matching up properly. If they have shifted, then you may have water damage.
Check for Rust
If you have metal siding, check for rust.
Look for Missing Siding
Keep an eye out for missing siding as it will need to be replaced.
Look for Chipped Paint
Look for chipping paint. Paint helps protect your siding from water damage.

Types of Siding Damage

As you do your regular maintenance checks of your home or property, it’s helpful to know what types of siding damage are common and what conditions to be wary of.

Inclement weather is one of the biggest causes of siding damage. Snow and ice can cause water damage and can also cause warping. Wind can pull siding up or blow branches and debris into the siding of your home. This can cause holes and cracks. Two of the most dangerous types of damage are condensation and algae. Water damage can lead to structural damage that will be much more costly to repair.

Siding Damage Assessment Near Me

If you are concerned that you may have one or several types of this damage, you can call to get siding damage assessment services. Use our locator to find a professional near you.
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FAQs

Learn more about our most frequently asked questions

Homeowners insurance will cover siding damage if it was done by an uncontrollable event. Regular wear and tear will not be covered.

Some indicators that your house has hail damage are dents, cracks, and holes.

Signs that your siding needs to be repaired are cracks, warping, bubbles, fungus and mold, very faded siding, higher energy bills or paint peeling inside your home.

To prepare your home for new siding, you simply need to follow a few steps:

  1. Remove all shutters, gutters, and fixtures

  2. Add your flashing around windows and edges.

  3. Install furring. Furring is used to create an even base for the siding.

  4. Apply a weather resistant house wrap.

  5. Install additional insulation.

  6. Find a starting point and use a chalk line to keep the application level.

Replacing siding is not very difficult, but installation does take time and a few basic skills.