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How to Prepare Your Roof and Home Before a Storm

By Storm Guard
Dark storm shelf cloud rolling over a suburban neighborhood before severe weather

Severe weather is the single biggest threat to your roof, and the damage is often invisible from the ground until a leak shows up weeks later. The homeowners who come through a storm in the best shape are the ones who got ready before it arrived. Use this guide to prepare your roof and home, stay ahead of incoming weather, and know exactly what to do if damage happens.

Stay ahead of the weather

You cannot protect your home from a storm you did not see coming. Set up reliable severe-weather alerts so you get as much warning as possible:

  • Turn on Wireless Emergency Alerts on your phone. They are on by default on most phones and deliver National Weather Service warnings for your area at no cost.
  • Enable notifications from a trustworthy weather source for watches and warnings, not just the daily forecast.
  • Know the difference between a watch and a warning. A watch means conditions are possible, so stay alert. A warning means the event is happening or about to happen, so act now.

Know your storm risk by region

How a storm threatens your roof depends on where you live. Hail and high wind are the usual culprits across much of the country, hurricanes and driving rain along the coast, and heavy snow and ice load in the north. Knowing your region’s typical threat tells you what to check for and how urgently to act when a warning goes up.

Region Main storm threat What to check first
Plains & Midwest (Hail Alley) Large hail, straight-line wind Shingle bruising and granule loss, dented vents and gutters
Southeast & Gulf Coast Hurricanes, driving rain, wind Flashing, shingle seal strips, soffits and gutter attachment
Northeast & Upper Midwest Heavy snow, ice dams Attic insulation and ventilation, gutter ice, roof load
Mountain & Southwest Wind, sudden downpours, wildfire embers Debris in gutters, vent screens, loose flashing
Pacific Northwest Prolonged rain and wind Moss and drainage, flashing, clogged gutters

Your pre-storm roof and home checklist

Before the weather turns, work through this list:

  • Inspect the roof (or have it inspected) for loose, cracked, or missing shingles, and for worn flashing around chimneys, vents, and skylights. These are the first places a storm gets in. Our roof inspection checklist walks through what to look for.
  • Clear gutters and downspouts so water drains away instead of backing up under the roof edge.
  • Trim overhanging branches that could break off and puncture the roof or tear away shingles.
  • Secure outdoor items such as furniture, grills, and trampolines that wind can turn into projectiles.
  • Document your roof’s current condition with dated photos. If a storm causes damage, this is what shows what was and was not there beforehand, which makes an insurance claim far easier.
  • Check your attic for existing leaks or daylight so you know your starting point.

After the storm: what to do if your roof is damaged

If a storm hits, stay off the roof. Inspect from the ground and from inside the attic for leaks, water stains, dented vents, or shingle debris in the yard. Storm damage is not always visible from the ground, so a professional inspection after any major event is the only reliable way to know what you are dealing with. Our guide to storm and hail damage roof repair covers what that damage looks like.

If there is damage, your homeowners policy may cover it. We walk through exactly how that works in our guide to navigating your insurance claims process. Storm Guard can inspect your roof, document the damage with dated photos, and give you a detailed report and estimate to share with your insurer. You file and manage the claim with your insurer, and coverage is their decision.

Prefer to get ahead of it? Contact your local Storm Guard for a free, no-obligation roof inspection before the next storm rolls in.

Frequently Asked Questions

How do I prepare my roof before a storm?

Inspect the roof (or have it inspected) for loose, cracked, or missing shingles and worn flashing around chimneys, vents, and skylights. Clear gutters and downspouts, trim overhanging branches, secure outdoor items that wind could throw, and check the attic for existing leaks.

What’s the difference between a weather watch and a warning?

A watch means conditions are possible, so stay alert. A warning means the event is happening or about to happen, so act now.

How do I get reliable severe-weather alerts?

Turn on Wireless Emergency Alerts on your phone, which deliver National Weather Service warnings for your area at no cost, and enable notifications from a trustworthy weather source for watches and warnings.

Why should I document my roof before a storm?

Take dated photos of your roof’s current condition. If a storm causes damage, those photos show what was and wasn’t there beforehand, which makes an insurance claim far easier.

What should I do if a storm damages my roof?

Stay off the roof. Inspect from the ground and from inside the attic for leaks, water stains, dented vents, or shingle debris. Because storm damage isn’t always visible from the ground, a professional inspection after any major event is the only reliable way to know what you’re dealing with.

Will my insurance cover storm damage to my roof?

It may, depending on your policy and your insurer’s assessment. Storm Guard can inspect your roof, document the damage with dated photos, and give you a detailed report and estimate to share with your insurer. You file and manage the claim with your insurer, and coverage is their decision.

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