Are You Paying the Right Insurance Deductible for Your Home?
Lowering monthly expenses is always a homeowner’s top priority. After watching your water consumption and turning off all the lights, consider reviewing your homeowner’s insurance to not only find savings but an added sense of financial balance. Your instincts might tell you to raise the deductible to lower your annual premium. But with the average homeowner’s deductible around $500, you have to know if you can readily absorb a cost any higher than that. […]
Storm Guard’s Property Inspection Process
Exterior damage to your home is more common than most people think. What seems like a minuscule thing can actually form into a major issue down the road. Minor cracks in your roof can lead to leaks, molding, and higher energy costs. Small dents, soft spots, and loose shingles create a weak roof. And tiny debris and cracks in your gutters can cause clogs, ice dams, and even allow water into your basement. With […]
Damage Series Part 4: The Damage of Tornadoes to Your Home
On average, approximately 1,200 tornadoes occur in the U.S. each year. Compared to earlier years, 2013 was relatively quiet but still resulted in 54 fatalities and over a billion dollars in damage according to National Climatic Data Center records. Even if you don’t live in a high-risk state like Kansas or Nebraska, strong and violent tornadoes can – and do – happen. Depending on the type of twister, you could have serious repercussions spinning […]
Damage Series Part 3: The Damage of Wind to Your Home
The forecast calls for gusting winds, so you close all the doors and windows in the house and listen to it roar from the comfort of your bed. You’re safe and sound, right? Unfortunately, you’re wrong to underestimate the power of wind. Let’s consider the fact that wind has contributed to unique land formations like the great Devils Tower. It has also moved massive ships across our seven oceans and continues to power hot […]
How Long Should a Roof Last?
Whether you’re a new homeowner or one who has lived in the same residency for years, there are some things you should know when it comes to the average life expectancy of your roof. Several factors affect its longevity, both increasing and decreasing its useful life. The good news is you can control some of these factors; the not-so-good news is you cannot control some of these factors. Two major factors affecting the lifespan […]
Damage Series Part 2: The Damage of Hail to Your Home
For most homeowners, sitting out on a recliner on your front porch during a thunderstorm is considered calming and relaxing. Unfortunately though, sometimes those thunderstorms have cumulonimbus clouds that drop pellets of frozen rain. Yes, we are talking about hailstones, and they can lead to serious property damage. Hailstones, or hail pellets, are layers of ice and water that fall out of the sky and come in all different shapes and sizes. What in […]
Window Damage: It’s Time to Start Cracking Down
Have you been neglecting the maintenance of your home’s windows? Rather than avoiding window care, which can be done as little as twice a year, be proactive before potential threats become too overwhelming to control. Over time, windows have evolved to be more than just an easy way to see what your neighbors are up to. What once started as just a hole in the wall; windows are now elaborate with aesthetic features that […]
Damage Series Part 1: The Damage of Hurricanes to Your Home
Your home is one of your biggest assets and should be properly taken care of to maximize its useful lifetime. Maintaining a sturdy home that is protected from the unexpected can be incredibly difficult, especially in the case of a natural disaster. One storm that can be extremely destructive is a hurricane and if you are not properly prepared, it can do serious damage that will leave you with many expensive repairs. From uprooting […]
How Do You Know When Your Roof Needs To Be Repaired or Replaced?
We live in a fast-paced world, where one minute you’re burning your morning toast and the next minute you’re carpooling to soccer practice. Life is hectic, and the last thing on your mind is your roof.
Winter, Spring, Summer, or Fall – All You Have to Do is Call
No matter the season, there is always a chance for a natural disaster to occur. Weather damage to your home is not only costly, but is time consuming to repair.